Every couple has at least three pillars on which the good health of their relationship is based: affection, the education of their children and money. If one of those pillars fails, sooner or later problems will arise. On the economic issue, which is not mucus, we have a lot to say. Ready? Living as a couple implies sharing many things, some material and others immaterial. Among those things that are shared is money. Therefore, and to avoid unnecessary sentimental digitises, we invite you to put into practice these 10 tips with which to avoid financial problems with your partner.
If you do not want financial problems with your partner, study this Decalogue
1. Decide the type of partner economy you want to use. In other words, individual or joint accounts? Both have their advantages and disadvantages, and the decision will largely depend on how well established the relationship is and the income level of each member.
2. Do not delegate the responsibility of financial management to just one member of the couple. Both he and she have to be up to date on the general accounts of the house and know how much is entered and how it is spent.
3. Establish a monthly spending budget and stick to it. In this way, every time a new month begins there will be a written reference on how the family economy tuition is expected to evolve.
4. Decide the minimum monthly savings percentage you want to achieve and establish a plan to achieve it. It will help you to know these three tricks to save more without leaving the bars of the bar.
5. Sit down to talk about money at least once a week. Ten minutes will be more than enough to review what you have spent your money on this week and what you are expected to spend next.
6. Set annual financial goals and review them every quarter. It is important to have a twelve-month financial goal that motivates the couple to meet their goals.
7. Respect the other member's important personal expenses. Maybe he likes to spend on technology and she on training, or the other way around. If these expenses make our partner happy, why shouldn't we respect them?
8. Don't make big financial decisions without consulting your partner. It is not necessary to ask if you should buy three boxes of water or four, but if we want to pay off part of a debt or buy a new television for the living room.
9. Do not have secrets with each other. There is no need to hide expenses from our partner, much less to have secret accounts. Full confidence must also reach the economic issue so as not to have financial problems.
10. Learn to compromise in favour of your partner. May the digitises not prevent anyone from achieving their dreams. Today I give in, tomorrow you give in. We are both happy and thus avoid financial problems.
As you can see, the idea is to avoid misunderstandings and conflicts by establishing rules and respecting certain commitments. Sincerity and communication are the two fundamental factors to keep relationship problems at bay when money comes into play.
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